-
These days most insurance plans have pretty good out of network benefits for mental health counseling. With the increase in in network copays & deductibles, many times out of network benefits are not that different from in network benefits & you get to see whatever provider you want to see (see other benefits of out of network below).
-
- Typically, insurance will not cover marital & couples therapy. So, couples therapy will need to be paid for outside of your insurance benefits.
-
- Benefits of seeing me outside of insurance:
- Greater flexibility & quality of care.
- I can see you as often & for as long as you like.
- I can decide together on length of session, focus of therapy & who can be part of that therapy (insurance does not cover a lot of types of therapy, including longer sessions, couples or conjoint sessions & meetings just with parents).
- I do not have to give you a diagnosis that becomes a permanent part of your medical/insurance record.
- Your treatment is completely private, because there is a specific HIPAA law that says insurance companies have no right to treatment information if you pay out of pocket.
- Because the therapist is not limited by the constraints & demands of insurance, they are more available to you to provide crisis services, answer phone calls & emails, & basically respond to your needs.
- Benefits of seeing me outside of insurance:
- For more infomation about insurance & understanding your benefits click here.
